Absent a comprehensive initiative to achieve quality and
affordable health care for all, there are a number of steps progressive leaders
can take to extend coverage to the uninsured and make coverage for the
currently insured more affordable.
Extending coverage to all Americans is an economic as well
as a moral issue, as the costs associated with being uninsured are not borne by
the uninsured alone. In 2005, Families
USA showed that unpaid care for the uninsured resulted in an average
cost-shift of $922 to family insurance premiums. Families USA, at the time, projected these
costs to increase to $1,502 by 2010.
This section discusses many of the leading options states have to extend coverage to working families.