When subprime mortgage scandals led to broader economic problems across the economy, Progressive States Network highlighted how bad policy at the federal level fed the predatory lending bubble , but also highlighted state policies that could improve consumer rights against the predatory lenders. But the core of the problem remains that families turned to such bad deals because of the lack of affordable housing. This policy failure to provide for affordable housing hasn't just hurt the pocketbooks of working families, but has had broader social effects. As we highlighted in our Affordable Housing as Smart Growth  Dispatch, as families have been forced to move further away from their jobs in search of cheaper housing, we have seen longer commutes, wasted energy and community-destroying sprawl.
To assist state lawmakers and advocates, we highlighted key policies in Promoting Affordable Housing through State Policy  and have released today a companion summary of policies, State Policy Options for Promoting Affordable Housing, downloadable here  in PDF format.