As the economic downturn progresses, American workers are facing a
disturbing rise in employers using credit ratings to determine job
worthiness. According to a 2006 survey by the Society for Human Resource Management,
the number of firms using credit histories to screen applicants rose
from 25% in 1998 to 43% despite such inquiries often being
discriminatory and even illegal.
Despite real progress over the last generation in overcoming discrimination in our society, the reality is that Americans are still regularly refused employment, housing or equal treatment under the law because of their nationality or the color of their skin. The numbers highlighting this racial discrimination are stark: