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California

Payday Lending Abuses Reined In, As Colorado Joins Other States in Reform

The payday lending trap has been shorting working families to the tune of nearly $5 billion per year ever since the industry exploded onto the scene in the 1990’s.  The number of payday lending institutions has jumped exponentially from 500 in 1990 to about 22,000 today (compared with 14,000 McDonald's), mainly targeting low-income African American and Latino communities. 

States Decide on High Risk Pools

The choice of whether or not to establish high-risk insurance pools represents the first major decision that states are facing with the March 2010 passage of the Patient Protection and Affordable Care Act (PPACA). While twenty-nine governors -- 22 Democrats and 7 Republicans -- decided to create the pools themselves, most conservative governors failed to take advantage of the option to shape health care for their constituents and instead just kicked the issue back to the federal government, which will establish its own high-risk insurance pool in states that fail to take action.

Public Employees Earn Substantially Less than Private Sector Counterparts

Refuting right-wing attacks on state workers, a new report by the National Institute for Retirement Security (NIRS) and the Council on State and Local Government Excellence (CSGE), Out of Balance? Comparing Public and Private Sector Compensation Over 20 Years, demonstrates that state and local employees earn an average of 11 and 12 percent less, respectively, than comparable private sector workers.

New State Laws Limit Reproductive Rights

Recent laws in Nebraska and Oklahoma highlight how a number of right-wing state leaders are attacking women's reproductive freedom.  These bills range from replacing the viability standard established by the U.S. Supreme Court, to forcing women to watch an ultrasound as their doctors explain the status of the fetus, to precluding women from suing their doctors if the latter misinforms women of the well-being of their fetuses.